01
CRED SCORE
Credit that reads behavior.
A transparent score built from repayment history, collateral health, liquidations, and portfolio consistency.
300 — 850
Reputation that
unlocks capital.
The on-chain credit layer for RWA and DeFi on Robinhood Chain — turning financial behavior into a transparent, portable score.
Open Live Account ViewCredora contract0x88A9462BB6a7B034F760877fFA9E630392A4E541The credit layerReputation that
Reputation that
moves capital
Credora makes repayment history, collateralization, liquidations, and portfolio behavior readable on-chain — so protocols can price risk with more precision and less idle collateral.
01/Verifiable
02/Composable
03/RWA-native
The Credora protocol
Credit infrastructure for a more liquid on-chain economy.
Credora converts financial behavior into a score that protocols can trust, compose, and act on — making capital more efficient across RWA and DeFi.
Robinhood Chain · Mainnet 4663
02
ON-CHAIN ORACLE
One reputation layer. Any protocol.
Portable score data that lending markets, insurers, and credit lines can read and use to price risk.
getScore(address)
03
RWA MODULE
Finance built for real assets.
Specialized weighting for stock tokens, ETFs, stablecoins, and the financial activity native to Robinhood Chain.
RWA + DeFi
Market snapshot
Illustrative values · not live market quotes
NVDAStock Token
$173.92+2.41%
AAPLStock Token
$232.56+0.86%
HOODStock Token
$138.44+1.12%
USDCStablecoin
$1.000.00%
TSLAStock Token
$345.17+3.08%
NVDAStock Token
$173.92+2.41%
AAPLStock Token
$232.56+0.86%
HOODStock Token
$138.44+1.12%
USDCStablecoin
$1.000.00%
TSLAStock Token
$345.17+3.08%
Transparent data. Oracle-backed reputation when live.
The scoring engine
A score that shows its work.
No black boxes. Credora makes the signals behind every score readable, verifiable, and useful to the protocols that power the next generation of finance.
01
CRED SCORE
One score. Every signal.
A living view of financial behavior, designed to travel with your wallet across the chain.
—
oracle-connected score
RepaymentCollateralLiquidation
02
SIGNAL ENGINE
Built from what you actually do.
Every score is backed by a verifiable breakdown of the habits that matter to credit.
—
signals pending indexer
03
RISK-BASED TERMS
Better scores. Better terms.
Give protocols the context to adjust LTV, rates, and limits with confidence.
—
terms set by protocols
04
RWA-READY
Real assets. Real context.
RWA behavior is part of the picture, from holding duration to collateral health.
RWA
native weighting
Every score is transparent by design
Designed for Robinhood Chain
The ecosystem
One score. An entire financial stack.
Credora is built to sit underneath the markets, assets, and agents that need a better way to understand on-chain credit.
Credora
CORE LAYER
READ
COMPOSE
ACT
LENDING RAILS
Terms that respond to risk.
Give lending protocols a portable context for LTV, rates, limits, and access.
Explore the layer
RWA & STOCK TOKENS
Real assets, real context.
Bring holding duration, collateral health, and RWA behavior into the score.
Explore the layer
STABLE LIQUIDITY
A clearer signal for every dollar.
Stablecoin activity and portfolio consistency become part of a more complete credit picture.
Explore the layer
Representative ecosystem railsNot an integration claim
Join the network
Help build the credit layer.
Open to builders, protocols, and capital
Make reputation portable.
The next generation of finance needs more than collateral. Join the people building transparent, risk-aware markets on Robinhood Chain.
build together
Network layer01 / 01
Frequently asked
The details matter.
A few things worth knowing about the score, the layer, and where Credora is going.
01What is Credora?
Credora is an on-chain reputation and RWA credit score layer for Robinhood Chain. It turns financial behavior into a transparent score that protocols can read and use.
02How is the CRED score calculated?
The score is built from repayment history, collateralization behavior, liquidation history, portfolio volatility, wallet age, stablecoin activity, and borrowing behavior.
03What does composable credit mean?
Composable credit means any protocol can query a wallet's score and breakdown, then use that context to customize LTV, interest rates, borrow limits, or access.
04Is Credora only for RWA assets?
No. Credora is designed for the full RWA and DeFi ecosystem, with specialized weighting for stock tokens, ETFs, stablecoins, and other financial activity.
05Can protocols integrate Credora?
Yes. The score is designed to be read on-chain through an oracle interface, with a developer API and embeddable widgets planned for broader access.